Our services

Individually managed accounts

We offer an individually managed account service that covers a broad range of end to end services, incorporated into a simple single monthly fee.
You can establish an individually managed account/investment portfolio with Harper Bernays, with either cash, an existing portfolio, or both. At establishment we draw up the agreed guidelines for managing the portfolio in accordance with your instructions.
The portfolio is held in your name and the funds are held in safe custody with the Custodian of your choice, we currently use by default ANZ, and National Australia Bank trustees Ltd.
During the construction of the portfolio, we consult with our clients’, and assess specific circumstances, such as risk sensitivity, any ethical preferences or constraints, and other investment objectives. We then manage the portfolio on a full discretionary or within agreed guidelines.
To maintain a trusted advisor relationship, we are committed to communicating regularly with our clients on a personal basis, and allow them unlimited access to our investment team.
All records and transactions are maintained by the appointed Custodian, and are encompassed in our fee structure.
As part of our service to clients, we can arrange appropriate external services or consultations where necessary covering additional services, including but not limited too:
- Estate planning and asset protection.
- Superannuation planning and the establishment of superannuation funds.
- Custodial support and bank reconciliation.
- Liaising with accountants and tax advisers on your behalf.